Dental work is infamous for being expensive. Due to this, many would put off an appointment with the dentist to save some extra money. Although sometimes discomfort in your mouth heals on its own, some may need proper care and treatment. In this article we share with you things to know about dental insurance in Stamford.
Types of dental insurance plan and its benefits:
Dental insurance helps provide you coverage to pay for certain types of dental work. If done right, it can even help you save more than what you would have to pay without a plan.
- Dental Health Maintenance Organization (DHMO)
DHMO is generally the most cost effective among other plans. But choices are restricted and you may need to be in an area where DHMO is available.
- Preferred Provider Organization (PPO)
PPO allows you to only pick from a selected network of dentists. There is usually a wide range of networks to choose from. However PPO can be more pricey as there is a cost the administrative associates have to pay.
- Indemnity Dental Plan
Also known as “fee-for-service plan”, these plans are usually the most expensive but allow you to freely choose any dentist you prefer.
What dental insurance covers and does not cover?
What your plan provides all comes down to the dental insurance plan you decide to go for. So make sure you really understand the details and look for a plan that will suit you and your needs perfectly. Here are just common examples of what is covered and not covered by dental insurance plans.
Covered:
- Preventative dental care
- Restorative care
- Orthodontic care
Not covered:
- Anything cosmetic, such as teeth whitening
- Orthodontic appliances such as braces, teeth aligners
If you are in Stamford and you are looking to do dental work or just a regular checkup.. At Stamford Dental Spa we have trained and highly experienced professionals that can provide you with the proper dental care you and your loved ones need. Give us a call at (203) 324-7777 to book an appointment.